Heritage Mortgage, Inc.

South Carolina’s source for affordable home financing.

Heritage Mortgage, Inc. has served South Carolina homebuyers since 1996 with superior service, knowledgeable personnel, and a dedication to providing some of the best, low cost home financing options in the marketplace. Our consistent “no surprise” loan closings are famous throughout the real estate community.

Home financing has changed dramatically in recent times. Foreclosures and declining property values in various areas of the nation have resulted in fewer options and more stringent qualifying rules for prospective homebuyers and homeowners wanting to refinance. Now, more than ever, you need a true professional to guide you through the process. We will not tell you everything you want to hear, but be assured, we will tell you the truth and we will explain documents as many times as it takes for you to thoroughly understand the terms and conditions of your loan from Heritage Mortgage, Inc.

We do things differently from other companies. Our customers are also our friends. Without our customers, we have no business. Our business is built on referrals and we are thankful for the many customers that continue to send their friends, co-workers, and family members to us for straight talk home financing. We hope you too will soon become a member of our family of satisfied customers.

We want to meet you face to face. The Internet is great for research and information. But when it comes to your home, you need to know the person handling one of the largest purchases you’ll probably ever make. We take this personally. We attend all closings to insure everything is as expected. No surprises! No disappointments!

Although we also once had available the now infamous “pay option” ARM, we never closed a single one. Upon a full explanation of the loan terms, no one wanted it. And rightly so! Experience now shows that this type of loan was the right loan for only a very small segment of the home buying public. Unfortunately, many homebuyers across the USA are just now finding out that there is a “catch” to borrowing $200,000.00 with a payment of only $300.00 per month. Advertising can be deceptive. Just because you recognize the name doesn’t necessarily mean they’re good at what they do. They may just be good at advertising.